Do you think Foreclosure Bill will help the average person?

The people who really need the help are not going to receive it. They need to do something with the whole mysterious credit system in America in general its out of control. I think the average American consumer is getting screwed over by FICO in general. The house needs to do some reevaluating on credit and how it effects Americans and the current system they have in place. Banks can use whatever tactics to lure consumers in and nothing happens to them using their unethical lending practices.